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How to Pass a 4-Point Home Inspection?

4-Point Home Inspection

A 4-point home inspection is a crucial step for homeowners to consider while buying a home or insurance policy. The inspection aims to evaluate the condition of 4 key components: roof, electrical system, plumbing system, and HVAC (Heating, Ventilation, and Air Conditioning) system.

For homeowners, it is essential to ensure that the home is safe, insurable, and remains in good condition. How do you pass a 4-point home inspection? Let’s explore what is involved in 4-point Inspection.

What is a 4-point Inspection?

A 4-point Inspection includes evaluating your home, including roofing, electrical, plumbing, and HVAC. Home inspectors review and test the system to see if any component needs to be repaired or replaced. For insurance purchases, companies require a 4-point Inspection before approving insurance coverage.

These inspections may help a homeowner know if there are any issues that might appear in the next few years. This can help you plan for future large purchases. Insurance providers use the results of a 4-point Inspection for determining high risk of repair and financial risks.

Benefits of a 4-Point Inspection

  • Fast and inexpensive inspection of the home. Homeowners should call licensed professionals for the proper inspection.
  • Guarantee the condition of a property before selling or buying 
  • Avoid future expenses by performing an appropriate inspection of the structure. You can easily avoid unexpected repairs, upgrades, or replacements by checking your home through a 4-point inspection.

What does a 4-point inspection cover?

When any licensed and professional inspector visits your home for a 4-point Inspection, they check the following systems: 

Roof Inspection

The following elements are examined during the roof inspection:

  • Leakage: The inspector checks for possible leakage issues that might affect the home’s structure.
  • Signs of deterioration: Water pooling on the roof indicates roofing problems that lead to water damage. Inspectors look for signs of roofing damage as it can compromise the home’s safety and reflect signs of deterioration.

Electrical Panels and Wiring

The inspector evaluates the electrical system by ensuring it meets all local regulations. All the electrical outlets need to be correctly grounded; the system size should be the same as the size of the home.

  • Upgrade Outdated Wiring: If your home contains outdated wiring like Knob-and-tube or aluminum wiring, the inspector may recommend safer options like copper wiring.

Plumbing System

In the plumbing system step, the inspector checks for the material used and the age of the supply lines throughout the house to determine any signs of leakage. 

  • Assess the home for leaks: Address any visible leaks under sinks, around the toilets, or in the basement.
  • Inspect Water Heater: Ensure that the water heater is installed correctly for proper functioning. 

Heating, Ventilation and Air Conditioning (HVAC) system

HVAC stands for heating, ventilation, and air conditioning. It is one of the integral systems as it works to control the home’s climate. Improper installation or outdated HVAC systems lead to the risk of poor air quality and dust accumulation, leading to unwanted health complications if it remains unchecked.

  • Clear vents and ducts:Blocked vents can affect the efficiency of your HVAC system.

How much does a 4-point inspection cost in Florida?

A 4-point Inspection in Florida ranges between approximately $125-175 for a home less than 2000 square feet. Inspection Xpress ensures the delivery of the inspection report within a day or two after the inspection is completed.


A 4-point home inspection is a critical step in homeownership and insurance purchase for proactively maintaining your home’s key components and identifying any issues before failures. Remember to work with Inspection Xpress professionals, keep records, and stay vigilant in maintaining your home’s vital systems.

At Inspection Xpress, we are committed to providing quality inspection services, and our Inspectors take every Inspection seriously. Our team can assist you with the 4-point home inspection for a smooth process and peace of mind.
Contact us at 561-742-7222 or to get the answers to all questions related to a 4-point Inspection.

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